Information We Collect

We collect information that you voluntarily provide to us when you use our CTC Calculator, including but not limited to:

• Salary information entered into the calculator (processed locally/in-memory, not stored on our servers)
• Contact information when you reach out to us via email or support channels
• Usage data and analytics (such as page views, referrer, and user-agent details)

Cookies and Google AdSense Advertising

This website uses Google AdSense to display advertisements. To help serve personalized ads, cookies are placed on your device.

• Google, as a third-party vendor, uses cookies to serve ads on our site.
• Google's use of advertising cookies (such as the DoubleClick cookie) enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
• We also utilize Google Funding Choices to present a consent dialog for cookie storage and ad personalization to users located in the European Economic Area (EEA) and the United Kingdom.

You can manage or opt-out of these technologies through the following methods:

• You can opt-out of personalized advertising by visiting the Google Ads Settings.
• Alternatively, you can opt-out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.

Web Analytics (Matomo)

We use Matomo to analyze web traffic and understand user behavior on our website to optimize the user experience.

• Matomo collects usage statistics, including pages visited, time spent, browser details, and anonymous referrers.
• IP addresses are automatically anonymized (masked) before they are stored, ensuring that your location cannot be traced back to your specific internet connection.
• The analytics data is stored securely on our servers and is not shared with or sold to third parties.
• Our Matomo installation respects the Do Not Track (DNT) header setting in your web browser. If you have DNT enabled, your visit will not be tracked.

How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain our calculator service
• To improve and optimize website performance and user experience
• To respond to your inquiries and support requests
• To ensure security and prevent fraudulent activity

Data Security

We implement appropriate security measures to protect your personal information. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

GDPR and CCPA Compliance

If you are a resident of the European Economic Area (EEA), the United Kingdom, or California, you have specific data protection rights under the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA).

• You have the right to request access, correction, or deletion of your personal data held by us.
• You have the right to object to or restrict processing of your data.
• Since salary calculations are processed entirely client-side, we do not store, log, or maintain any of your calculated income information.

Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Object to data processing
• Data portability